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Home Equity Conversion Mortgage

Ready to tap your home’s equity?

A Home Equity Conversion Mortgage (HECM) - commonly known as a reverse mortgage - is a government insured loan option for people age 62 and older that allows you to tap into the equity you've already built in your home.

You can choose to take your funds as a lump sum, line of credit, monthly installments, or a combination. All you need to pay for is your property taxes, homeowners and flood insurance, and property maintenance.

Call our Loan Department for more information, we'll be happy to help.
(504) 363-6505.

  • Be age 62 or older
  • Own and live in your home
  • Home must be principal residence and meet U.S. Department of Housing and Urban Development (HUD) minimum property standards