Rates


 

Deposit Rates


Current Interest Rates & Annual Percentage Yields

Current interest rates and annual percentage yields apply to your account and are accurate as of Tuesday, November 13, 2018. Additional disclosures affecting the interest rate or frequency of interest rate changes are available. Please call (504) 362-7544 for more information. Rates are subject to change.

Deposit Accounts

Account Names Minimum Interest Rate Annual Percentage Yield
Fifth Savings 0.00 0.050 0.050
Fabulous 50 Checking 0.00 0.020 0.020
Easy Interest Checking 0.00 0.020 0.020
Premium Interest Checking 0.00 0.020 0.020
Premium Interest Checking 1,500.00 0.050 0.050
MMDA 300.00 0.050 0.050
MMDA 2,500.00 0.150 0.150
MMDA 25,000.00 0.499 0.500
MMDA 100,000.00 0.847 0.850
HSA 300.00 0.050 0.050
HSA 2,500.00 0.150 0.150
HSA 25,000.00 0.300 0.300

 

Certificate Accounts

Term Minimum Interest Rate APY
91 Days 1,000.00 0.200 0.200
182 Days 1,000.00 0.250 0.250
1 Year Step 1,000.00 1.094 1.100
1 Year 1,000.00 1.883 1.900
1 1/2 Years 1,000.00 1.784 1.800
2 Year Step 1,000.00 1.883 1.900
2 1/2 Years 1,000.00 1.341 1.350
3 Years 1,000.00 2.226 2.250
4 Years 1,000.00 0.899 0.900
5 Years 1,000.00 1.292 1.300
7 Years 1,000.00 1.094 1.100

 

IRA Accounts

Term Minimum Interest Rate APY
182 Days 1,000.00 0.250 0.250
1 Year Step 1,000.00 1.094 1.100
1 Year 1,000.00 1.883 1.900
1 1/2 Yr-FIX 25.00 1.784 1.800
1 1/2 Yr-VAR 25.00 0.250 0.250
2 Year Step 1,000.00 1.883 1.900
2 1/2 Years 1,000.00 1.341 1.350
3 Years 1,000.00 2.226 2.250
4 Years 1,000.00 0.899 0.900
5 Years 1,000.00 1.292 1.300
7 Years 1,000.00 1.094 1.100

 

Jumbo Certificates

Term Minimum Interest Rate APY
6 Months 50,000.00 0.300 0.300
6 Months 90,000.00 0.350 0.350
12 Months 50,000.00 1.900 1.900
12 Months 90,000.00 1.900 1.900

 

Disclosure Statement

** Fees could reduce the earnings on the account and the Annual Percentage Yield. A penalty will be imposed for early withdrawal. Complete account disclosure information provided at account opening.

 

Loan Rates


Current Loan Rates & Annual Percentage Rates

Please call 504-363-6505 and speak to a Loan Specialist for the most current interest rates. We are happy to help.