Mortgage: 3.260% APR
Home Equity: 5.900% APR
Money Market: 0.750% APY
2 1/2  year CD: 1.350% APY

 

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Services


Select a product below:

 

Mobile Banking


Fifth District Savings Bank’s Mobile Banking is state of the art banking from your mobile device that is fast, safe and secure.  Mobile Banking is offered as a convenience and supplemental service to our Online Banking services, allowing you to use your smartphone or tablet to view alerts, check your balance and transaction history, transfer funds, manage your debit cards and pay bills.  Fifth District’s Mobile Banking is a service that allows you to access your accounts anytime, anywhere.  Connectivity and usage fees may apply, please contact your wireless provider for more details.   For our frequently asked questions, please click here.

   

 

Online Banking


Online Banking offers you the ability to check your account balances and transactions, transfer funds between accounts and pay bills, all from your personal computer.  Online Banking is safe, secure and convenient.  With our improved service, you can even re-order checks and sign up for eStatements.  The service does require pre-registration.  Click here to register. 

Your online safety is our priority.  Keep your information protected online, click here to learn how. 

 

Telephone Banking - 866-610-8950

Telephone Banking is an interactive voice response system that features easy-to-use menus, and options that deliver detailed customer account information.  You have the ability to check account balances on your deposit and loan accounts, review transaction history,  transfer funds, make mortgage loan payments, hear current interest rates, and manage your debit card.   For security purposes, access is restricted after 6 months of inactivity.  Please call our Customer Service Department at 504-363-6513 and we will be happy to reactivate your account.

 

Debit Card


The Card that Works Like a Check . . . Only Better

Use money from your checking account without writing a check . . .

All of Fifth District's debit cards feature chip technology to better protect you and your account information. For frequently asked questions about chip cards, click here.
Your debit card may be used as an ATM card at local or member network ATMs, including the Allpoint Network.  The Allpoint Network provides 55,000 surcharge–free ATMs worldwide.  Click here to find a free ATM near you.

Debit Card Daily Limits:
          $2,000 limit per card, per day
          $500 limit per card, per day, for ATM withdrawals

If you are planning to travel outside the USA, and/or make international purchases (including Canada and Mexico), you must call first in order to assure the uninterrupted convenience of using your debit card.

In our efforts to protect your account, you are automatically enrolled in a fraud alert service.  A text message, phone call or email will be sent to the accountholders information we have on file. You will be asked to respond to the message to confirm or deny the transaction in question.  If you do not respond, your card could be temporarily blocked.  *The phone number for the Fraud Center is 800-417-4592.  If you add this number to your contacts and label it "FDSB Fraud Center", it will display whenever you get a call from the Fraud Center.  You may also enroll in additional fraud protection by following the link below.

 
To report a lost or stolen debit card . . .

Report the lost or stolen debit card immediately to Fifth District Savings Bank (504) 362-7544 during regular business hours. If you are calling after business hours, call 1-866-546-8273.

Protect your debit card with Fraud Monitoring

Fifth District Savings Bank now offers a service that will send a text message alert to your mobile phone when you use your Fifth District VISA check card or your ATM card.

When a purchase meets the monitoring criteria, described below, a text message will be sent to you.  If the transaction is fraudulent, simply reply immediately and your card will be blocked from further activity, and a fraud analyst will contact you.  You must respond within 12 hours, or the transaction will process as normal.  If the transaction is legitimate, no action is required.

Please be aware that some gas stations will process a pre-authorization for an amount greater than what was actually pumped.  This is common practice at many locations, especially as gas prices increase.  The correct transaction amount will be debited from your account, not the  pre-authorized amount.

Monitoring criteria include:
-Out of state transactions
-Transactions over $300
-More than 6 transactions in 24 hours

Criteria may be changed by Fifth District at any time.  Please check our website for the most current monitoring criteria.

Debit Card Fraud Monitoring is provided at no charge by Fifth District; however, you are responsible for any text message fees from your carrier.  Message and data rates may apply.

Enrollment is active for one year.  You will be notified by text message prior to the expiration of the monitoring.  You may renew the service by responding to the text and following the directions.

Replying to a text with the words “STOP” will cancel the subscription to the mobile device for all enrolled cards.  You may reply “HELP” to a text to receive service information.

*If your card is re-issued due to loss, theft, fraud, or by request, you will need to enroll your new card by clicking below.

Frequently Asked Questions

Enroll today by clicking here.

 

Overdraft Privilege 

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience. At Fifth District Savings Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we understand mistakes happen. That’s why we provide Overdraft Privilege, a special overdraft service for Fifth District Savings Bank’s customers.

Overdraft Privilege is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit. Your Overdraft Privilege limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. At your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit. To opt-in for debit card transactions, please download this form and send it to us.  For additional information, please see our brochure.

 

American Express® Classic Gift Cards


The gift that gives more!

Features:

  • Gift Cards are available from any branch of Fifth District Savings Bank.
  • Available in $25, $50, $100, and $200 denominations.
  • $1.00 per card fee.

Benefits:

  • Can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
  • If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.
To report a lost or stolen card . . .

Let American Express know as soon as possible about a lost or stolen card by calling 1-877-AXP-GIFT. Funds used before we receive notification cannot be replaced.

*Some restrictions on merchant acceptance will apply to the Gift Card. The Gift Card is not for use at airline, hotel, car rental, telecom, or ATMs. It cannot be used outside of the U.S. Additional restrictions apply. See terms and conditions.