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Mortgage Loans

Let us help you build your dreams

Fifth District can help you buy or build the home of your dreams or remodel your existing home. Our loan officers are local, so they know you and your neighborhood. We hold and service all our loans in-house, so you'll never have the hassle of dealing with an impersonal, out-of-state institution.

  • All mortgages held & serviced in-house
  • Interest rate locked-in at application
  • Low closing costs, no hidden fees
  • No prepayment penalty
  • Re-amortization of balance anytime with principal reduction
  • Several financing options available (some may require PMI)
  • One-closing construction/permanent loans available
  • Rates available without origination fees and discount points
  • Pre-application counseling available
  • Convenient monthly payment options
*Loans in excess of 80% may require Private Mortgage Insurance (PMI) which is paid at the borrower’s expense. The Bank requires additional collateral protection for all loans in excess of 80% LTV either in the form of Private Mortgage Insurance (PMI) or higher interest rates. Please contact us for additional information.

Stop by one of our offices for more information!

Call 504-363-6505 for current rates.