photo of pennies in a jar

Savings Accounts

Savings accounts to meet your needs

Fifth District Savings Bank gives you a variety of savings account options to meet your individual needs with convenient access to funds when you need them.

Fifth Savings
Features:
  • $50 minimum opening deposit
  • $5 monthly service charge, if balance falls below $100
  • Competitive interest rates
  • Payable on Death available
Account Details
Money Market
Features:
  • $50 minimum opening deposit
  • $10 monthly service charge, if balance falls below $500
  • Competitive interest rate with a balance of $300 or more
  • Higher balances earn higher rates
  • Payable on Death available
ACCOUNT DETAILS
Certificates of Deposit
Features:
  • $1,000 minimum opening deposit
  • $1,000 balance required to earn interest
  • Interest can be paid compounding, as a monthly dividend check, or transferred to another account.
  • Terms range from 91 days to 7 years
  • Payable on Death available
ACCOUNT DETAILS
Christmas Club
Features:
  • $1 minimum opening deposit
  • No monthly service charge
  • Competitive interest rates
  • Balance paid at end of term
ACCOUNT DETAILS
Individual Retirement Account
(Traditional/Education/ROTH)
Features:
  • $25 minimum opening deposit
  • $25 balance required to earn interest
  • Interest can be paid compounding, as a monthly dividend check, or transferred to another account.
  • Terms range from 182 days to 7 years
ACCOUNT DETAILS
Health Savings Accounts
  • Features:
    $25 minimum opening deposit
  • $3 monthly service fee, if balance falls below $1,000
  • FREE eStatement or $3 monthly paper statement fee
  • $300 balance required to earn interest
  • Higher balances earn higher rates
ACCOUNT DETAILS

View our current rates.